DKGOC Framer Producer Company offers safe, high-return savings and loan products — Daily Deposit, Recurring Deposit, Fixed Deposit, Monthly Income Scheme, and more — built for the members and families of Dakshina Kannada.
DKGOC Farmer Producer Company Limited is a farmer-owned and farmer-led organization committed to empowering agricultural communities through sustainable practices, collective growth, and market-driven solutions. Established with the objective of strengthening the economic well-being of farmers, the company works as a unified platform to enhance productivity, profitability, and long-term resilience in the agricultural sector.
A micro-savings scheme that lets members deposit small amounts every single day. Ideal for daily wage earners, homemakers, and working individuals. Our agents collect right at your doorstep — no bank visit needed.
Save a fixed amount every month and watch your corpus grow steadily. Perfect for members who want disciplined monthly savings with guaranteed returns at maturity — ideal for planning major expenses like education or land purchase.
Invest a lump sum for a fixed tenure and earn the highest guaranteed returns. DKGOC Fixed Deposits consistently offer better interest rates than commercial banks — the preferred savings choice for families with a surplus to invest.
Invest a one-time lump sum and receive a fixed monthly interest payout directly to your linked account. Designed for senior citizens, retired individuals, and anyone seeking reliable passive income without waiting for maturity.
| Scheme | Minimum Amount | Tenure | General Rate | Senior Citizen | Payout |
|---|---|---|---|---|---|
| Daily Deposit | ₹100/day | 12 months | 5.00% | 5.00% | On Maturity |
| Fixed Deposit | ₹5,000 | 12months | 8.00% | 9.00% | On Maturity |
| Monthly Income Scheme | ₹5,000 | 12 months | 8.05% | 9.00% | Quarterly /Monthly |
* Rates are indicative and subject to revision. Contact nearest DKGOC branch for current rates and terms.
Flexible, member-friendly loans for every need — at competitive interest rates with minimal paperwork.
Instant credit against gold ornaments for any personal or emergency expense. Quick disbursement within 1 hour of verification.
Avail an overdraft loan against your existing Fixed Deposit without breaking it. Continue earning FD interest while accessing credit.
Quick personal loans for members facing medical, educational, home repair, or urgent household expenses. Rapid approval.
Becoming a DKGOC member and opening your account is simple — just 4 easy steps.
Visit your nearest DKGOC branch or call us. Complete a simple KYC form with Aadhaar, PAN, and a passport photo.
Select the savings or loan product that fits your needs — Daily Deposit, RD, FD, MIS, or a loan type.
Deposit your first amount in-branch or hand it to our doorstep agent. Receive your passbook on the spot.
Track your balance via passbook or our agent visits. Earn interest regularly and collect your returns at maturity.
We're not just a financial company — we're a member-owned institution built for the community, by the community.
A government-registered producer company under Companies Act 2013, with fully audited accounts, member governance, and complete financial transparency.
DKGOC offers up to 8% p.a. on FDs and 7.75% for senior citizens — consistently better than most commercial banks and post office schemes.
Our trained field agents collect daily deposits at your doorstep every day — no travel, no queues, no bank visits needed.
All profits are reinvested into member welfare and community development. Your money stays in your community and works for you.
Gold loans disbursed within 1 hour. Personal and other loans approved within 48 hours — no lengthy bank procedures.
Simple KYC with Aadhaar and PAN. No complex procedures or unnecessary documentation. Accounts opened the same day.
Estimate your maturity amount or monthly income — instantly.
* Indicative figures. Actual returns may vary slightly.
Join 2,500+ members who trust DKGOC with their savings. Open a Daily Deposit, RD, FD, or MIS account and enjoy safe, high-return banking built for Dakshina Kannada.
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